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Mindset

Articles about mindset

I Got Japan's FP3 Cert in 6 Weeks — and Realized 'Can Invest' Doesn't Mean 'Knows Money' (Series Part 2)
Mindset

I Got Japan's FP3 Cert in 6 Weeks — and Realized 'Can Invest' Doesn't Mean 'Knows Money' (Series Part 2)

Eight years of index investing got me to ~$260K. Six weeks of FP3 study showed me that real estate and inheritance tax were total blindspots. Also: Japan's inheritance tax scares people who don't actually need to worry.

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I'm 46 with a $330K Portfolio — and My Wife Just Told Me to Go Get a Certification (Japan FP Series, Part 1)
Mindset

I'm 46 with a $330K Portfolio — and My Wife Just Told Me to Go Get a Certification (Japan FP Series, Part 1)

I was waking up at 4am to play games. My wife noticed and suggested I take a financial certification instead. I started studying for Japan's FP cert that day. Here's why a contrarian view of 'experience vs credentials' kicked in immediately.

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Salary Comparison in Your 40s: How Index Fund Investing Cured My Promotion Envy
Mindset

Salary Comparison in Your 40s: How Index Fund Investing Cured My Promotion Envy

My peer got promoted to director — 40+ extra hours a month. I stayed put and invested instead. How building a ¥30M portfolio through index funds made promotion envy disappear, and why work-life balance won.

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I Hit $350K in Assets and Still Couldn't Sleep Easy | The Trap of 'How Much Is Enough?'
Mindset

I Hit $350K in Assets and Still Couldn't Sleep Easy | The Trap of 'How Much Is Enough?'

Reached $350K in index fund assets after 8 years. The anxiety didn't disappear — it just changed shape. Here's how I cope.

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The One Thing My 40-Year-Old Self Would Tell My 20-Year-Old Self
Mindset

The One Thing My 40-Year-Old Self Would Tell My 20-Year-Old Self

Lost $10K in the dot-com crash at 25, avoided markets for years. The one investing lesson I'd send back in time to my 20-year-old self.

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