Tax & Systems
I Ran the Numbers on My iDeCo Exit Tax — Turns Out I Can Just Take It All at 60
¥10M retirement + ¥10M iDeCo. I simulated lump sum vs pension payout and the answer surprised me.
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Tax & Systems
Articles about tax & systems
Tax & Systems
I Contributed to Japan's 401(k) for 7 Years Without Once Thinking About How to Cash Out
I started iDeCo in 2019 and never thought about the exit. Then Japan changed the rules in 2026, and I realized how naive I'd been.
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Tax & Systems
Japan Basic Deduction 2026: ¥100K Increase + Furusato Nozei Changes You Missed
Japan's basic deduction jumps to ¥580,000 in 2026—saving you ~¥30,000/year. Plus furusato nozei deduction cap changes, the new 1.6M yen wall, and a trap that voids your One-Stop claims.
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Tax & Systems
Children's NISA Japan 2027: Why I Changed My Mind About Investing My Daughter's Otoshidama
Children's NISA (Kodomo NISA) Japan 2027: tax-free investing for kids under 17. A parent breaks down the ¥800K annual limit, compound growth math, and how ¥300K of otoshidama became a hands-on financial education tool.
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Tax & Systems
Tax Season Is Here. As an Index Investor With $130K in Unrealized Gains, I Had Almost Nothing to Do
8 years of index investing, $130K in unrealized gains, zero investment tax work. Here's exactly how e-Tax works and why I still file every year.
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