Articles about wealth building, investing, and saving
A Japanese salaryman with ¥50M in assets breaks down education costs, school choices, and why he refuses to call it an "investment"
A dual-income Japanese family of three breaks down their ¥170K monthly food costs and explains why they won't cut back despite April's price hikes
A 40-something salaryman breaks down his ¥350K take-home pay and explains why he stopped caring about raises
¥10M retirement + ¥10M iDeCo. I simulated lump sum vs pension payout and the answer surprised me.
With a 0.6% variable-rate mortgage in Japan, should I prepay or keep investing in index funds? Eight years of real decisions, including getting rejected for mortgage insurance because of a therapy visit.
A Japanese index fund investor faces the Hormuz Strait blockade, surging gas prices, and a $4,700 portfolio loss. Why dollar-cost averaging proved its worth — and why he didn't change a thing.
62% investment rate, a deliberate $1,400/month deficit. I sat down and actually worked out whether I qualify as 'NISA-binbo' — turns out I don't.
$670 into FANG+, $330 into NASDAQ 100, $1,330 into ACWI. Why these 3 funds, and why not S&P 500.
The Iran conflict wiped out S&P 500 year-to-date gains. An 8-year index investor explains why he's not changing a single setting.
A dual-income dad explains why he skipped the side hustle entirely and still built $330K in assets over eight years.