Articles about wealth building, investing, and saving
Gold hit ¥30,000/g. My wife suggested buying it 8 years ago. I didn't. Here's why I still choose index funds over gold, even after comparing the data.
After 30 years of near-zero rates, Japan's interest rates are climbing. How a salaryman investor is navigating the shift — mortgages, deposits, and everything in between.
I started iDeCo in 2019 and never thought about the exit. Then Japan changed the rules in 2026, and I realized how naive I'd been.
A personal filter for AI stock hype, from a guy who lost ¥2 million on individual picks
Japan's basic deduction jumps to ¥580,000 in 2026—saving you ~¥30,000/year. Plus furusato nozei deduction cap changes, the new 1.6M yen wall, and a trap that voids your One-Stop claims.
A Japanese index fund investor lost $50K in the 2025 tariff shock. Eight years of buy-and-hold experience explained why doing nothing was the right call.
Children's NISA (Kodomo NISA) Japan 2027: tax-free investing for kids under 17. A parent breaks down the ¥800K annual limit, compound growth math, and how ¥300K of otoshidama became a hands-on financial education tool.
8 years of index investing, $130K in unrealized gains, zero investment tax work. Here's exactly how e-Tax works and why I still file every year.
Eight years of dollar-cost averaging into US index funds with zero sells. From $2K unrealized losses to $130K in gains — the full timeline.
I check the S&P 500 at 4 AM every morning. If it's up, I stare for 5 minutes. If it's down, I close the app. My 8-year index investing routine.