Family & Money
We Invest 62% of Our Take-Home Pay — Here's Our Entire Dual-Income Budget
Real budget of a Japanese dual-income couple: $4K take-home, $2,500/mo into index funds, $1,300 on food. Every yen exposed.
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Blog
Articles about wealth building, investing, and saving
Investing Practice
Index Investing Barely Grows for the First 3 Years. Year 5 Changed Everything
The first 3 years of index fund investing felt like nothing happened. $1,000/month, barely any growth. Then compound interest kicked in at year 5.
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Mindset
Salary Comparison in Your 40s: How Index Fund Investing Cured My Promotion Envy
My peer got promoted to director — 40+ extra hours a month. I stayed put and invested instead. How building a ¥30M portfolio through index funds made promotion envy disappear, and why work-life balance won.
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Family & Money
You Don't Need to Agree on Money to Build Wealth as a Couple
A frugal husband and a comfort-first wife. How opposite money mindsets helped us build ¥50 million in 8 years.
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Investing Practice
The Day I Hit Sell on a $14,000 Loss — My Hands Were Shaking
Lost ¥2 million ($14K) on a single telecom stock. The panic, the shaking hands, and how that failure led me to index funds.
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Mindset
I Hit $350K in Assets and Still Couldn't Sleep Easy | The Trap of 'How Much Is Enough?'
Reached $350K in index fund assets after 8 years. The anxiety didn't disappear — it just changed shape. Here's how I cope.
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Family & Money
My Daughter Told Her Preschool Friends That Papa Is Rich — Because He Buys Strawberries
My 4-year-old called me rich because I buy strawberries. What her scarcity-free childhood taught me about wealth and the mindset I want to pass down.
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Mindset
The One Thing My 40-Year-Old Self Would Tell My 20-Year-Old Self
Lost $10K in the dot-com crash at 25, avoided markets for years. The one investing lesson I'd send back in time to my 20-year-old self.
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Family & Money
How I Became My Family's Fund Manager | A Dual-Income Couple's Approach to Money
One spouse manages all income, expenses, and investments. How this "household fund manager" system helped us reach $350K in 8 years.
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Investing Practice
I Made ¥100K on Game Stocks and Thought I Was a Genius — Then I Learned to Stop Thinking
From panic-selling game stocks to ¥370,000/month in index fund autopilot. The best strategy I found? Stop thinking.
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